12 foundation lessons
Learn about income, expenses, cash flow, saving, banking, credit, debt, growth, protection and financial risk.
Graxana Software Inc.
Grax ME combines financial-literacy lessons with private, manual tools for understanding cash flow, building savings goals and tracking progress without connecting a bank account.

Practical financial learning
Grax ME is designed for young adults who want a clearer understanding of everyday money decisions without sharing bank credentials or creating an online account.
Learn about income, expenses, cash flow, saving, banking, credit, debt, growth, protection and financial risk.
Complete knowledge checks, track scores, build streaks and earn badges as financial concepts become familiar.
Record income and expenses yourself. Grax ME does not connect to a bank or request online banking credentials.
Create meaningful goals, add contributions and celebrate milestones while keeping the data on your device.
Review plain-language definitions for common banking, credit, saving, investing and protection terms.
Complete the app’s learning and assessment requirements to generate a private course-completion certificate.
Privacy by design
The app does not access bank accounts, import transactions or ask for banking passwords.
Money records, goals, learning progress and certificate information are kept in private app storage.
Users can create backup or certificate files and decide where those files are stored or shared.
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